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Buying a home raises a lot of questions. We know because we answer those questions every day. Through the years we’ve found some basic questions turn up again and again. Yet different buyers have different needs, and a constantly changing marketplace raises new questions.

Our goal is to help you know what questions to ask and more important, answer your specific questions.

From experience, we know there’s no substitute for the knowledge of a professional agent. That’s why we’re here to assist you in this home buying adventure. We’re looking forward to working with you!

Some questions addressed in the Handbook:

• Where do I start?
  
• Exactly how will a real estate agent help me buy a home?
  
• What do people mean when they say home ownership is the key to financial security?
  
• What are some of the tax advantages to owning a home?
  
• Is it true my paycheck will get bigger when I buy a home?
  
• What price home can I afford?
  
• What basic type of loans should I know about?
  
• What are the best sources of cash for a down payment?
  
• What’s the most efficient way to know what’s on the market?
  
• What should I look for in a neighborhood?
  
• What features make one home style different from another?
  
• What should I specifically look for in a new home?
  
• How do I evaluate a resale home?
  
• What can I expect from a professional home inspection?
  
• What’s the secret to making a good condominium buy?
  
• What is in a sales contract?
  
• How do I make an offer on a home and negotiate with the seller?
  
• How do I shop for a mortgage?
  
• What information will the lender ask for when I apply for a loan?
  
• What does the lender do to approve my loan?
  
• What are “closing costs” and how much should I expect to pay?
  
• What happens at settlement or closing?